Do you need help navigating the Medicare process?
Key Benefits is here for you!
Whether you are turning 65 soon or if you are already there, we are here to help.
Would you like to see Medicare plans in your area? Key Benefits has teamed up with Medicareful to provide a quick and easy way to explore Medicare plans available to you.
KEY BENEFITS MEDICARE FAQs
What are the 4 Parts of Medicare?
Part B is the second half of Original Medicare. It helps cover certain services from doctors and other health-care providers, outpatient care, home health care, durable medical equipment, and some preventive services.
It’s important to note that Medicare beneficiaries can have Part A and Part B, or they can have one without the other. Either way, they have Original Medicare. Some people get both Parts A and B automatically, and others need to sign up.
Part C covers all Part A and Part B benefits and services; may offer additional coverage, like vision, hearing, and dental; and may also include Medicare prescription drug coverage (most do). Medicare Advantage plans are offered through Medicare-approved insurance companies. You will find a number of options that may vary based on the county in which you live.
PRESCRIPTION DRUG COVERAGE
Like Part C, Part D is run by Medicare-approved, private insurance companies. It helps cover the cost of prescription drugs, and may help lower prescription drug costs and protect against future price increases.
What Optional Medicare Coverage is available to me?
Medicare provides a lot of coverage, but it doesn’t cover everything. If you need supplemental coverage, then Medicare Supplement insurance may be for you.
Medicare Supplement policies supplement Original Medicare. They can help you pay for some of the health-care costs associated with Original Medicare, including co-payments, coinsurance, and deductibles. Some policies also cover services that Original Medicare doesn’t, like medical care outside of the U.S.
Medicare Supplement policies are sold by private insurance companies and have a monthly premium. In order to qualify for them, you must have Medicare Part A and Part B.
Key Benefits, a Social Enterprise of Silver Key Senior services, can provide you with answers and assistance to guide you through enrollment and participation in Medicare. In addition, our Benefits Specialists can help you identify other programs and services to augment your Medicare. Just give us a call at (719) 487-9415 for a free consultation.
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